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About Us

Our agency has been a staple of the community since 1970, originally founded by Russ and Chris Clement. I joined the firm in 2011, and what began as a part-time role quickly evolved into a full-time career and a lifelong passion. In 2023, following the retirement of Russ and Chris, I became the sole owner of the agency. ​Today, I am proud to lead our dedicated team, which includes Jason (Agent), Kimberly (Client Relations), and Michael (Marketing). While we have transitioned to a remote model to offer more flexibility, we remain deeply connected to our roots and continue to host in-person appointments at our Belleville office by request.

We are a small agency but do our best to be big on service!

We believe in giving back to our community that supports us! We do this in many ways, such as annual scholarships for high school seniors, contributing to the local community cupboard, volunteering at a homeless shelter, as well as many other opportunities that arise during the year. So when you purchase a policy from our agency, you are also contributing to the community!

An Independent Advantage

We are Independent Agents in Belleville, Michigan, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Clement Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews
Rated 5 out of 5

Sandy always provides the highest level of customer service and goes above and...

AG
angie g
Rated 5 out of 5

They are awesome. Been with these guys for 42 years. Wouldn't go anywhere...

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goforthk1
Rated 5 out of 5

My experience with clement and sandy was amazing. So helpful and would highly...

MC
Mike C
Rated 5 out of 5

Awesome i got a quote and they provided everything

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BANOM
Rated 5 out of 5

I have been with Clement Insurance for 30 years. They truly care about all of...

MG
Mary G
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